Planning for a Confident Retirement
Starting the retirement planning process almost always seems overwhelming, but you can gain confidence by setting aside the time to properly consider your options. Contrary to popular belief, planning for retirement does not have to be hard. In many cases, coming up with a plan is the easy part, sticking to goals is where the challenge comes in. Annuity Watch USA explores some of the most important steps to consider when you are approaching retirement age. To learn more about annuities, visit this page. Review the articles below, or request an appointment with one of our experts to discuss your financial transition into retirement.
Planning for Taxes in Retirement
Planning for retirement goes beyond merely saving money or planning your next holiday destination. It involves a comprehensive approach that takes into account various elements like healthcare, lifestyle, and taxes. […]
Best Annuity Rates
Annuities offer a compelling option that can provide a reliable and steady stream of guaranteed income over a specific period or for a lifetime. A key factor that draw many […]
Options to Consider for a 401 k Rollover
When you switch jobs or are getting ready to retire, there is a long list of critical decisions you will need to make; one being what to do with your […]
At What Age Does RMD Stop?
The past few years have been shaky in the retirement savings landscape, but lawmakers have taken great strides to aid seniors in saving a greater amount for retirement and holding […]
Big Changes in Store for Social Security COLA Adjustments in 2023
Social Security recipients are in for a raise with COLA adjustments in 2023. Inflation is an issue that typically works against U.S. consumers, as it raises the cost of buying […]
Plan for Retirement With a 5.15% Five-Year Single Premium Deferred Annuity￼￼
In the face of uncertainty, economic downturn, and market volatility, having a low-risk vehicle for your savings can be a great option. Now more than ever is a great time […]
Long Term Care Insurance – A Little TLC with LTC
You may see buying LTC now as an added expense that you just don’t need. But, after reading this article, you’ll think twice.
Early Retirement Planning
Less time to save for retirement requires better planning. Let us help you plan for your future.
Starting a Pension and 401k Rollover
Know the answers to the 5 most important 401k Rollover questions to protect your retirement savings.
401K Rollover to IRA
Do you know the two ways to handle a 401k rollover to an IRA? Read on about what your options are.
The Future of Social Security
Your retirement should not dependent on Social Security income. Learn why by reading this article.
Understanding Your Long-Term Care Options
Are you prepared to cover the expenses of any long-term care options? Here are your options.
What Football Teaches Us About the Retirement Game – 4 Penalties to Avoid
Don’t be sidelined by unexpected expenses and life events. Learn about how to win the retirement game:
Social Security Retirement Age Targeted by the US Government
Preparations today can make a world of difference tomorrow. Make sure you are ready for retirement by reading this article.
Our 7 Point Retirement Planning Checklist Has You Covered
By Cathy DeWitt Dunn Do you have a retirement planning checklist that is up-to-date? Unfortunately, most people don’t, and what’s worse, they don’t even have a retirement plan in the […]
Retirement Annuity Monthly Average Crediting Method
By Cathy DeWitt Dunn As we continue our series on retirement annuities, we will now explore another crediting method which is called monthly point to point, also known as monthly […]
Annuity Watch USA Awarded Top 100 Retirement Blogs
By Cathy DeWitt Dunn Last week Feedspot announced their Top 100 Retirement Blogs List winners, and Annuity Watch USA made the list! Annuity Watch USA placed number 65 on the […]
The Top 7 Retirement Planning Ages & Why
By Cathy DeWitt Dunn When planning for retirement, there are ages, or birthdays, that matter more than others and can make or break your portfolio. This is because of IRS […]
Average Retirement Savings: What’s Right For You?
By Cathy DeWitt Dunn It doesn’t matter how much money you’re making right now if you don’t put any of it away for retirement. Average retirement savings show that most […]
Happy Retirement for Couples: Tips for Planning as a Team
By Cathy DeWitt Dunn Planning a happy retirement can be a daunting and scary task. How do you plan your finances after you decided not to continue working? How can […]
Life Insurance Awareness Month is September
By Cathy DeWitt Dunn September is Life Insurance Awareness Month, so now is a great time to determine if you need life insurance, how much you need, and what type […]
5 Retirement Planning Tips to Secure Your Golden Years
By Cathy DeWitt Dunn Everyone is unique and so are retirement plans. A good retirement plan is fashioned specifically for an individual or family, so to cover all the options […]
3 Challenges to Retirement Security Success
By Cathy DeWitt Dunn Americans today are woefully unprepared for retirement. A 2016 study by the Economic Policy Institute showed that around half of Americans do not have a retirement […]
Long Term Care Costs and How to Pay for Them
By Cathy DeWitt Dunn As healthcare costs continue to soar, retirees are digging deeper and deeper into their savings to try to pay for healthcare and long term care costs. […]
Rising Healthcare Costs Draining Retirement Savings
By Cathy DeWitt Dunn There’s no way around it: healthcare is becoming increasingly more expensive in the United States. With the rapidly changing insurance landscape driven by the so-called Affordable […]
Retirement Confidence Down in 2016
By Cathy DeWitt Dunn Retirement planning is a tricky thing. With so many moving pieces and parts, there’s no one solution that works for everyone. As such, many American adults […]
7 Retirement Planning Mistakes You Should Never Make
By Cathy DeWitt Dunn In preparing for retirement, especially when the end of your career seems a long way off, it’s easy to put your planning aside for another day. […]
The New Retirement Age Should Be…
By Cathy DeWitt Dunn Retirement age is a hot topic in the United States, especially as the Baby Boomer generation continues to transition out of the workforce. Although great in […]
2016 Retirement Plan Deadlines You Can’t Afford to Miss
By Cathy DeWitt Dunn Retirement planning, while necessary, can be extremely overwhelming. With so many moving pieces and parts that make up the core of your strategy, staying on track […]
Is Phased Retirement Becoming the New Norm?
By Cathy DeWitt Dunn Despite the initial interest in joining the workforce that comes with a new college degree and what seems like endless possibility, it all has to come […]
7 Top Retirement Regrets
By Cathy DeWitt Dunn Whether you’re eagerly looking forward to retirement or dreading a life without work, the end of your career is inevitable. For many people, the moment a […]
Consider a longevity annuity for a long retirement
By Cathy DeWitt Dunn Preparing for retirement can be confusing, overwhelming, and stressful. After all, there’s no way of knowing what the future may bring, and the planning process with […]
3 Tips to Help Bridge the Retirement Gender Gap
By Cathy DeWitt Dunn From company profit shares to 401(k) matching, annuity purchases to IRAs for tax benefits, the prompting to think about retirement is virtually ongoing until the day […]
Understanding the 59 1/2 Rule for IRA Withdrawals
By Cathy DeWitt Dunn Retirement accounts come in many forms and offer numerous benefits, ranging from tax breaks to tax-free growth throughout the formative years of your career. Individual Retirement […]
6 Retirement Planning Pitfalls to Avoid
By Cathy DeWitt Dunn For anyone who is preparing for retirement, maybe you’re not sure where to begin, or you made a budget a few years ago and haven’t followed […]
Why Buying Longevity Insurance Can Make Sense
By Cathy DeWitt Dunn Planning for the future, and most notably retirement, can be an incredibly stressful and difficult journey. With no way to anticipate what the future will bring, […]
The Death of Old School Retirement Planning
By Cathy DeWitt Dunn Retirement planning is evolving and not what it was just 20 short years ago. Retirement income sources that were once viewed as rock-solid, such as social […]
Understanding Retirement Income Plans
By Cathy DeWitt Dunn Understanding retirement income plans requires a basic education on the common sources for retirement income. Typical retirement income sources include: Pensions, Annuities, IRAs, Social Security, and […]
Choosing the Right Retirement Income Plan
By Cathy DeWitt Dunn With so many different retirement income plans on the market, trying to choose which one is going to be best for you can be overwhelming, to […]
Is stock market risk right for your retirement plans?
By Cathy DeWitt Dunn If you are like most people, you probably have a substantial part of the money you are going to rely on in retirement at risk in […]
A Fresh Look at Retirement
By Cathy DeWitt Dunn Working with annuity experts –– like us here at Annuity Watch USA –– can make a huge difference when it comes to how much income you’ll […]
Do you plan on spending less during your retirement?
By Cathy DeWitt Dunn While some financial advisors may tell you that you’ll probably be spending less money in retirement than what you’re spending now, we don’t believe it. We […]
Inflation-Protected Income Analysis
By Cathy DeWitt Dunn The Fed says not to worry about inflation but … The Fed doesn’t live on fixed income With the market booming…then dropping mid-April 2013…there has been […]
How one woman increased her retirement income 40%
By Cathy DeWitt Dunn Working with annuity experts –– like us here at Annuity Watch USA –– can make a huge difference when it comes to how much monthly income […]
Financial Services Dallas | Talk Radio Annuity Experts
By Cathy DeWitt Dunn Join Cathy DeWitt Dunn every Sunday for DeWitt & Dunn Financial Services. With over fifteen years experience, Cathy is the retirement planning and annuity expert. She […]
Grow your income stream DURING retirement
By Cathy DeWitt Dunn Imagine if you never got a raise from age 30 to 65. That’s 35 years –– just about how long most people will enjoy their retirement […]
The 7 Biggest Retirement Fears
By Cathy DeWitt Dunn Cathy and Matt discuss the seven biggest retirement fears faced by seniors today…and how a fixed index annuity may be able to help you sleep better […]
Women Money & Power
By Cathy DeWitt Dunn For women, money and power go way beyond earning a living and having the means to buy things. It’s about taking control of one’s life and […]