Retirement

Planning for a Secure Retirement

Starting the retirement planning process almost always seems overwhelming, but setting aside the time to properly consider your options can do wonders for your peace of mind. Contrary to popular belief, planning for retirement does not have to be hard. In many cases, coming up with a plan is the easy part, sticking to goals is where the challenge comes in. Annuity Watch USA explores some of the most important steps to consider when you are approaching retirement age. Review the articles below, or request an appointment with one of our experts to discuss your financial transition into retirement.

Retirement Articles

When is a 401K Rollover the Right Move?


Life changes happen. Is your portfolio still working in your favor? If you are facing a job change or planning for retirement, it might be time to consider a 401K […]

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Understanding Your Long-Term Care Options


Planning for long-term care may not be the most exciting aspect of your retirement portfolio, but it is perhaps one of the most necessary steps to take in protecting your […]

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What Football Teaches Us About the Retirement Game – 4 Penalties to Avoid


Football season has arrived again and millions of fans are building their fantasy teams, talking strategy and arguing about which teams are in the best position to make it to […]

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Social Security Retirement Age Targeted by the US Government


Retirement is a goal for virtually every American worker. For many, however, retirement savings aren’t on the radar; instead, Social Security is the safety net millions of aging employees plan […]

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Our 7 Point Retirement Planning Checklist Has You Covered


Do you have a retirement planning checklist that is up-to-date? Unfortunately, most people don’t, and what’s worse, they don’t even have a retirement plan in the first place. Here is […]

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Retirement Annuity Monthly Average Crediting Method


As we continue our series on retirement annuities, we will now explore another crediting method which is called monthly point to point, also known as monthly average crediting. As a […]

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Annuity Watch USA Awarded Top 100 Retirement Blogs


Last week Feedspot announced their Top 100 Retirement Blogs List winners, and Annuity Watch USA made the list! Annuity Watch USA placed number 65 on the list of the Top […]

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The Top 7 Retirement Planning Ages & Why


When planning for retirement, there are ages, or birthdays, that matter more than others and can make or break your portfolio. This is because of IRS rules and penalties like […]

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Average Retirement Savings: What’s Right For You?


It doesn’t matter how much money you’re making right now if you don’t put any of it away for retirement. Average retirement savings show that most Americans are about to […]

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401K & Pension Fund Rollovers


A “rollover” is a term for transferring tax-deferred retirement savings (such as money held in a 401k or Pension Plan) from one account to another. If it is done correctly, […]

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Happy Retirement for Couples: Tips for Planning as a Team


Planning a happy retirement can be a daunting and scary task. How do you plan your finances after you decided not to continue working? How can you be sure you’ll […]

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Life Insurance Awareness Month is September


September is Life Insurance Awareness Month, so now is a great time to determine if you need life insurance, how much you need, and what type of life insurance you […]

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5 Retirement Planning Tips to Secure Your Golden Years


Everyone is unique and so are retirement plans. A good retirement plan is fashioned specifically for an individual or family, so to cover all the options in one article would […]

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3 Challenges to Retirement Security Success


Americans today are woefully unprepared for retirement. A 2016 study by the Economic Policy Institute showed that around half of Americans do not have a retirement plan at all and […]

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Long Term Care Costs and How to Pay for Them


As healthcare costs continue to soar, retirees are digging deeper and deeper into their savings to try to pay for healthcare and long term care costs. According to the Congressional […]

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Rising Healthcare Costs Draining Retirement Savings


There’s no way around it: healthcare is becoming increasingly more expensive in the United States. With the rapidly changing insurance landscape driven by the so-called Affordable Care Act (Obamacare), millions […]

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Retirement Confidence Down in 2016


Retirement planning is a tricky thing. With so many moving pieces and parts, there’s no one solution that works for everyone. As such, many American adults are not fully confident […]

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7 Retirement Planning Mistakes You Should Never Make


In preparing for retirement, especially when the end of your career seems a long way off, it’s easy to put your planning aside for another day. For many individuals, however, […]

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The New Retirement Age Should Be…


Retirement age is a hot topic in the United States, especially as the Baby Boomer generation continues to transition out of the workforce. Although great in its inception, the Social […]

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2016 Retirement Plan Deadlines You Can’t Afford to Miss


Retirement planning, while necessary, can be extremely overwhelming. With so many moving pieces and parts that make up the core of your strategy, staying on track takes a significant amount […]

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Is Phased Retirement Becoming the New Norm?


Despite the initial interest in joining the workforce that comes with a new college degree and what seems like endless possibility, it all has to come to an end eventually. […]

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7 Top Retirement Regrets


Whether you’re eagerly looking forward to retirement or dreading a life without work, the end of your career is inevitable. For many people, the moment a job of many years […]

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Consider a longevity annuity for a long retirement


Preparing for retirement can be confusing, overwhelming, and stressful. After all, there’s no way of knowing what the future may bring, and the planning process with this in mind can […]

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3 Tips to Help Bridge the Retirement Gender Gap


From company profit shares to 401(k) matching, annuity purchases to IRAs for tax benefits, the prompting to think about retirement is virtually ongoing until the day you make the decision […]

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Understanding the 59 1/2 Rule for IRA Withdrawals


Retirement accounts come in many forms and offer numerous benefits, ranging from tax breaks to tax-free growth throughout the formative years of your career. Individual Retirement Accounts, better known as […]

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6 Retirement Planning Pitfalls to Avoid


For anyone who is preparing for retirement, maybe you’re not sure where to begin, or you made a budget a few years ago and haven’t followed up on it. Use […]

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Why Buying Longevity Insurance Can Make Sense


Planning for the future, and most notably retirement, can be an incredibly stressful and difficult journey. With no way to anticipate what the future will bring, what your investments will […]

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The Death of Old School Retirement Planning


Retirement planning is evolving and not what it was just 20 short years ago. Retirement income sources that were once viewed as rock-solid, such as social security and pensions, are […]

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Understanding Retirement Income Plans


Retirement income typically comes from pensions, annuities, IRAs, social security, and from investment accounts. Now, many employers are phasing out traditional pension plans that pay either a lump sum or […]

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Early Retirement Planning


Retiring early, before social security and Medicare benefits are available, requires that a significant portion of your pre-retirement income be maintained by some means that is likely to continue for […]

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Choosing the Right Retirement Income Plan


With so many different retirement income plans on the market, trying to choose which one is going to be best for you can be overwhelming, to say the least. That’s […]

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Is stock market risk right for your retirement plans?


If you are like most people, you probably have a substantial part of the money you are going to rely on in retirement at risk in the stock and bond […]

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A Fresh Look at Retirement


Working with annuity experts –– like us here at Annuity Watch USA –– can make a huge difference when it comes to how much income you’ll enjoy in retirement. When […]

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Do you plan on spending less during your retirement?


While some financial advisors may tell you that you’ll probably be spending less money in retirement than what you’re spending now, we don’t believe it. We think this is a […]

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Inflation-Protected Income Analysis


The Fed says not to worry about inflation but … The Fed doesn’t live on fixed income With the market booming…then dropping mid-April 2013…there has been plenty to talk about […]

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Long Term Care Insurance – A Little TLC with LTC


Hitting that century mark or even living well into our nineties is hard to fathom––so much so, that a lot of us are guilty of just ignoring the “what ifs” […]

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401K Rollover to IRA


Continued from “401K Rollover Questions Answered“ “Should I open an IRA with a 401K Rollover?” Unfortunately in today’s economy you may not find a new job immediately, which means you […]

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401K Rollover Questions Answered


“I’ve been laid off. What’s going to happen to my 401k?” The Employee Retirement Income Security Act of 1974 (ERISA) protects the assets of millions of Americans so that funds […]

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403b Plans and Teacher’s Retirement Options ~ Video


403b plans now offer retirement options for teachers. Safe Money Talk Radio’s Cathy DeWitt Dunn and Matt Redding explain what you can do with your 403b plan in order to […]

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How one woman increased her retirement income 40%


Working with annuity experts –– like us here at Annuity Watch USA –– can make a huge difference when it comes to how much monthly income you’ll enjoy in retirement. […]

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Safe Money Dallas | Talk Radio Annuity Experts


Join Cathy DeWitt Dunn every Sunday for Safe Money Talk Radio. With over fifteen years experience, Cathy is the retirement planning and annuity expert. She has helped thousands of individuals […]

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JUST FOR TEACHERS – 403b Retirement Plans


Teachers, you work too hard for your money to lose it in your 403b plan. Now you can choose a 403b plan that never loses money. Upfront bonus of up […]

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Grow your income stream DURING retirement


Imagine if you never got a raise from age 30 to 65.  That’s 35 years –– just about how long most people will enjoy their retirement years. Zero raises would […]

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The 7 Biggest Retirement Fears


Cathy and Matt discuss the seven biggest retirement fears faced by seniors today…and how a fixed index annuity may be able to help you sleep better at night.

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Women Money & Power


For women, money and power go way beyond earning a living and having the means to buy things. It’s about taking control of one’s life and securing one’s future…and one’s […]

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Retirement Income Planning


As one of the top financial retirement income planning companies in the nation, DeWitt & Dunn Financial Services and Annuity Watch USA specialize in empowering investors to take control of their […]

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