Annuities

What Do I Need to Know About Annuities?

The goal of Annuity Watch USA is to educate the public on how annuities really work. This site dispels myths, explores nuances in annuity products and explains how annuities add to your retirement portfolio in plain English. We have provided a wealth of information, but every person’s financial situation is unique, so we always encourage those with specific questions to set up an appointment with one of our annuity experts.

Learn About Annuities

Let’s Talk Annuities


When you invest in fixed index annuities, you can take advantage of the ups and downs in the market. Learn more about fixed index annuities…

Read More

Annuity Principal Protection Explained


One of the most popular principal protected investments is the fixed index annuity. In this article, we will give you an inside look how fixed index annuities protect your principal and allow you to lock in market index gains.

Read More

Compare the Best Annuity Companies


When considering buying an annuity, one thing you’ll certainly want to keep in mind is that an annuity product guarantee is only as good as the financial strength and claims-paying […]

Read More

Annuity Payout Rates


In our last article, we talked about growth guarantees that help maximize the income value of Fixed Index Annuities (FIA). With income in mind, let’s shift our focus to annuity […]

Read More

Annuity Growth Rate Guarantees


So far in our series on retirement annuities, we have discussed many aspects of annuities, especially the fixed index annuity. We have covered the four types of annuities, fixed index […]

Read More

Four Types of Annuities


Before we delve into the four types of annuities, let’s start with a simple question:  What is an Annuity? An Annuity is simply an insurance product that guarantees income – […]

Read More

How do annuities make money?


Annuities are popular retirement planning vehicles where a large principal payment is held with an insurance company in exchange for regular sums paid out over a predetermined period of time. […]

Read More

Buying an Annuity: A How-To Guide


If you are retired or planning for retirement, you may have learned that transferring the burden of generating lifetime income and managing market risk to an insurance company makes a […]

Read More

Fixed Annuity Sales Soar in 2016


Whether it’s on your mind or a far-away concept, retirement is somewhere on the horizon. Even if you plan to work forever or would rather not plan for a situation […]

Read More

What You Need to Know About Annuities


With the constant threat of stock market volatility, more and more people are looking for safety when it comes to a retirement income stream. Annuities can provide that safety. So […]

Read More

3 Annuity Questions Answered


As millions of American move swiftly into their senior years, their focus turns to their financial condition and how to continue to live out their remaining years in relatively the […]

Read More

What’s Wrong with Annuities?


Let’s just get it out in the open. Annuities have a reputation for being the bad boys of the investment world. And, not in a good, Marlon Brando kind of […]

Read More

3 Income Annuity Questions That Matter Most


With a seemingly endless parade of insurers offering a never-ending selection of annuities, shopping for income annuities can be a daunting process. Many baby boomers planning for retirement become overwhelmed […]

Read More

Should I buy an income annuity?


Investors closing in on retirement and looking to secure future income would do well to explore deferred income annuities. Indeed many are, as sales of these products are accelerating. On […]

Read More

Power-Up Annuities for Steady Retirement Cash Flow


Outliving retirement savings. That’s what many retirees—and those approaching the retirement ranks—cite as their number one fear. Generating reliable streams of retirement income used to be a straightforward process, one […]

Read More

Taking the Hybrid Annuity Road


Security. Flexibility. Growth. In the world of retirement savings, vehicles with these features can be pure gold. Hybrid annuities feature each of these elements, and may be the antidote to […]

Read More

5-Year Fixed Annuity at 3.35 Percent


Frustrated by money sitting around earning next to nothing? Thank goodness there’s now a smarter, short term 5-year option that beats the performance rates of money markets, CDs, and more! […]

Read More

Real Estate Indexed Annuities


A real estate indexed annuity is a unique product that is tied to the Dow Jones Real Estate Index. The Dow Jones U.S. Real Estate Index includes Real Estate Investment […]

Read More

Annuities as Income


If you are thinking about retirement, about to retire, or you’re retired and are concerned about your future finances, let me ask you a question. Suppose your rich uncle just […]

Read More

Understanding Fixed Index Annuities


A fixed index annuity (FIA) is a contract between you and an insurance company designed to help you achieve your long-term retirement goals. In exchange for your premium payment, the […]

Read More

Understanding Immediate Annuities


Immediate annuities are the simplest type of annuities. You give the insurance company a sum of money, the premium, and they give you a payout each month for the rest […]

Read More

Understanding Fixed Annuities


A fixed annuity is a contract between you and an insurance company. You pay the insurance company, through an agent, a premium that grows tax deferred over time by an […]

Read More

Understanding Annuities


Understanding annuities is not difficult once you understand that there are multiple types of annuities. There are essentially four major types of annuities – immediate, fixed, variable, and fixed indexed […]

Read More

Safe Money and Annuities


In a recent article by Scott Burns titled “Best place for ‘safe money’ may be in CD-like annuities“, a reader had emailed the following question. “My wife and I are […]

Read More

The Truth About Annuities – Part 2


Part 2 in a series where Safe Money Talk Radio annuity experts Cathy DeWitt Dunn and Matt Redding separate fact from fiction and tell you the truth about annuities. Continued […]

Read More

Should I Buy an Annuity?


On our Safe Money Talk Radio Show, we are often asked “should I buy an annuity?” However, we cannot answer with certainly until we know more about you and your […]

Read More

The Modern Day Annuity


The financial world has changed, no question. And, when it comes to annuities, this is a great thing! Insurance companies have listened to what consumers are truly looking for and […]

Read More

Growth and Income Annuities


Some financial advisors may tell you that you will spend less money in retirement than what you are spending now. We don’t believe this line of thinking. That’s just not how […]

Read More

How to Protect Against Stock Market Loss


We have all heard stories from our parents or grandparents about forgoing bank accounts and sticking money under the mattress during the economic nightmare that was the Great Depression. Now, […]

Read More

Annuity Myths and Facts


At Annuity Watch USA, we specialize in helping individuals and families understand various retirement income planning options that can help them create a more secure feature. One great option is […]

Read More

Learn About Annuities


To discuss whether a fixed income annuity may be an appropriate solution, contact us today. Let us do the work of navigating through the many companies and products that are out […]

Read More

Is an Annuity Right for Me?


A question that we hear quite often around here is, “Is and annuity right for me?” That’s also a question we talk about in great depth each week on our […]

Read More

Focus on cash flow during retirement


I recently came across a post on a large national newspaper’s blog talking about how investors should focus on generating cash flow during their retirement years. This makes a lot […]

Read More

Fixed Index Annuities for Retirement


The popularity of annuities – especially fixed index annuities – with people planning for retirement is on the rise. Fixed index annuities take the best of what other types of annuities have […]

Read More

Other websites by DeWitt & Dunn Financial Services: