Inflation-Indexed Annuity to Protect Your Retirement Income

Inflation Indexed Annuity – Don’t Let Inflation Bite Into Your Retirement Income

By Cathy DeWitt Dunn

Regardless of whether you’re retiring tomorrow or ten years from now, inflation can take a toll on your retirement nest egg. Don’t be part of the majority of people who underestimate its impact!

We encourage you to play around with an inflation calculator to get a firm understanding of how inflation can drain the power of your retirement savings.

You’ll quickly see that inflation relentlessly gnaws into the value of each dollar in your portfolio as the years pass, which forces many people into risky investments that can gain value even faster – or into low-risk, low-reward investments that at least hold their own.

There may be a better way to prepare for inflation––an inflation-indexed annuity. An inflation-indexed annuity is a single premium annuity that provides income to the annuity owner for life.   An annuity that is inflation indexed adjusts the monthly payment upward based on the annual inflation rate.

Remember living through the inflation nightmare in the 1970’s? From 1973-1982, the calculated cost of living increased 130%, with inflation averaging 8.7% each year. A $2,000/month fixed income could fall to $840 in purchasing power over just ten years. Ouch. If this happens during your retirement years, you could be in big trouble. Contact Annuity Watch USA to learn how we can help you take the bite out of inflation.

If you’re worried about inflation taking a bite out of your retirement dollars, we may be able to help take the bite out of inflation. Give us a call at 866-904-4700 to talk more about whether it makes sense for you to convert a portion of your savings into an inflation-indexed annuity.


One way to see if your retirement income strategy measures up is to sign up for our free video series, “Securing Your Retirement Future,” which helps educate you on how fixed index annuities work…and how you can use them to GROW AND PROTECT your retirement assets.


Cathy DeWitt Dunn of DeWitt & Dunn, LLC, is the driving force behind Annuity Watch USA. With decades of experience in the financial services industry, Cathy has dedicated her practice to educating clients on how to take maximum advantage of financial solutions that are not available in traditional brokerage houses. Cathy is proud to be on the forefront of innovative financial solutions for the individual investor.

This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. Please consult with a professional specializing in these areas regarding the applicability of this information to your situation.

Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer.


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