Originally published on Kiplinger.com. Without a shift in your investment strategy, all it takes is one bad year in the markets to derail your retirement plan. Many investors spend their lives […]

Originally published on Kiplinger.com. The final five- to 10-year period before you retire is the time to consider shifting from the pursuit of maximum market gains and toward the creation of […]

Originally published on Kiplinger.com. A growing number of Americans are working past retirement age, and some say they have no intention of stopping. But what happens to Social Security, tax and […]

Discussing long-term care with aging family members can feel daunting, emotional, and filled with uncertainty. However, the sooner you begin planning, the more choices you’ll have for the future. By […]

Originally published on Kiplinger.com. Roth conversions have become one of the hottest financial buzzwords in recent years, but they’re frequently misunderstood. Here’s why they aren’t the best move for everyone. The […]

If you’ve been on the fence about purchasing an annuity, the current interest rate environment deserves your attention. Annuity payout rates are among the highest they’ve been in over four decades, and the window to lock in these […]

Originally published on Kiplinger.com. Don’t just set and forget your 401(k). Consider creating a carefully coordinated plan for your investments, income and health care to help ensure your balance translates into […]

Originally published on Kiplinger.com. Attempting to conquer Medicare without a plan is risky. The safest route requires a thorough understanding of your options and never leaves decisions to chance. If you’re […]

None of us know exactly what our future healthcare needs will look like. However, statistics suggest that most Americans will eventually require some form of long-term care (LTC). And unfortunately, these costs can […]

When most people think of life insurance, they think of one thing: a death benefit. But what many don’t realize is that certain types of life insurance can also be […]

Long-term care isn’t an easy topic to think about, which is why it’s often the last piece of a retirement plan to get attention.   When the conversation is delayed, misinformation and assumptions can quietly […]

We’re living longer than previous generations, and retirement is lasting 20–30 years for many households. At the same time: That combination makes it harder than ever to feel financially secure. This is exactly […]

Without a long-term care (LTC) plan, decisions about your future could fall to others if you become incapacitated, and their choices may not align with your wishes. Failing to leave clear […]

The ‘One Big Beautiful Bill’ Act (OBBBA), signed into law on July 4, 2025, is one of the most sweeping pieces of federal legislation in recent years, especially for retirees […]

Long-term care (LTC) has the most significant impact on women. Yet despite the higher risk, few actually plan for it. In this article, we’ll break down why LTC insurance is […]

The cost of nursing homes is on the rise, with the national median monthly cost reaching nearly $11,000 in 2025. In many states, however, average monthly costs can exceed $15,000, […]

People are living longer than ever – FACT! With the average life expectancy in the 1970s being in one’s early 70s, it rose by 4 years by the 1990s. Now, […]

It’s that time again! Tax season is just around the corner, and now is the time to start organizing. Let’s dive into some important changes to keep in mind for […]

In the final years of preparing for retirement, there is much to consider beyond diving into the bucket list you’ve been waiting on. You must ensure you have all your […]

Are you a U.S. federal employee with a Thrift Savings Plan (TSP)?  As you approach retirement and consider how to sustain your lifestyle, using your TSP to purchase an annuity […]

Navigating the financial landscape as a federal employee presents distinct challenges and opportunities. To fully understand and maximize these benefits, you need specialized knowledge and expertise. As your dedicated federal […]

As you reach the end of your working years, one significant decision regarding income must be made: how to receive your pension payout. Usually, your employer or its designated pension […]

In today’s economic climate, high-interest rates have transformed the annuity landscape, presenting a unique opportunity for annuity owners. Particularly for those who purchased their annuities before 2021, the current financial […]

As we step into the new year, it’s crucial to stay informed about the latest financial changes that can impact financial planning. One of the most significant announcements for 2024 […]

When it comes to safeguarding your family’s financial future, understanding the different types of life insurance is crucial. Life insurance isn’t just a policy; it’s a cornerstone of financial planning […]

When looking to further secure your financial future and planning for retirement, it’s crucial to understand the various options available. One such option is a Fixed Annuity. Today, we’ll delve […]

When facing the life-changing decision of divorce, there are countless emotional and logistical hurdles to navigate. Many individuals tend to overlook the financial implications of divorce, a crucial aspect of […]

If you’re part of the millions of Americans considering buying an annuity, it can be overwhelming to navigate through all the information available. Dewitt & Dunn is here to help […]

Planning for retirement goes beyond merely saving money or planning your next holiday destination. It involves a comprehensive approach that takes into account various elements like healthcare, lifestyle, and taxes. […]

Annuities are a popular source of income in retirement for many Americans. Annuities are a tool that provide the holder with a guaranteed stream of income over a specific period […]

Annuities offer a compelling option that can provide a reliable and steady stream of guaranteed income over a specific period or for a lifetime. A key factor that draw many […]

As tax season comes to an end, many people anticipate receiving a tax refund. While it might be tempting to use the money on a shopping spree or vacation, using […]

Whether your retirement is two or 20 years out, planning financially is a responsibility all of us must undertake to ensure that we will continue to live comfortably after we […]

When you switch jobs or are getting ready to retire, there is a long list of critical decisions you will need to make; one being what to do with your […]

The past few years have been shaky in the retirement savings landscape, but lawmakers have taken great strides to aid seniors in saving a greater amount for retirement and holding […]

Social Security recipients are in for a raise with COLA adjustments in 2023. Inflation is an issue that typically works against U.S. consumers, as it raises the cost of buying […]

In the face of uncertainty, economic downturn, and market volatility, having a low-risk vehicle for your savings can be a great option. Now more than ever is a great time […]

By Cathy DeWitt Dunn One of the ways to create a predictable income stream during retirement is by funding an annuity. (Learn more about what an annuity is here.) When […]

By Cathy DeWitt Dunn Are you preparing for retirement or already in retirement? It is important that you understand all your options and how you can receive guaranteed lifetime income […]

The Coronavirus has caused the stock market to plummet, shut down many businesses and prompted many Americans to file for unemployment. The increase in jobless claims and market volatility has many […]

The SECURE Act, or the Setting Every Community Up for Retirement Enhancement Act, was a recent bipartisan bill that was written into law December 20, 2019. The goal of this […]

By Cathy DeWitt Dunn Unfortunately, there is no hard and fast rule to use when choosing between some of the best annuity companies. But there are several factors that you […]

By Cathy DeWitt Dunn Annuities are popular retirement planning vehicles where a large principal payment is held with an insurance company. In exchange, the insurance company pays regular sums over […]

By Cathy DeWitt Dunn If you’re looking for a solution that will help you avoid ever losing money, Dewitt & Dunn is here to help. Retirement portfolios suffered big losses […]

Have you started planning for retirement? Learn the crucial differences between an annuity and a 401(k).

Between the four types of annuities, it can get confusing. Learn the key elements of a fixed index annuity, and why we specialize in them.

With so many different types of annuities, it’s understandable that many people have questions. Here are the answers to the 5 most common questions people ask when buying an annuity. 

Not all Fixed Index Annuity contracts are created equal. Learn how you can choose an FIA for growth to aid your retirement.

The 4% withdrawal rule is becoming increasingly outdated. Learn why:

Are you prepared to live the retirement lifestyle you want? Make sure you are by reading these tips.

We specialize in fixed index annuities because of how it can transform your life during retirement. Learn more about the power of FIAs.

Fixed Index Annuities recently became popular in the last decade. Learn more about its history and it’s increasing importance to retirees today.

Do you know what the best retirement path is for you? At DeWitt and Dunn, we can help.

With the unpredictable ups and downs of the market, your principal needs to be protected. Read on about how to develop a market protection strategy.

Do you know if you’re making the right decision in purchasing an annuity? Make sure you are with our help.

Buying an annuity is not as simple as one thinks. Follow our step-by-step guide to purchasing an annuity correctly.

Are you planning on making a 401(k) rollover? Read about your investment options, here.

Teachers, are you planning to move your 403b retirement money? Learn about your options for investing.

With these volatile markets, fixed index annuities are your best option. Learn why fixed index annuities are a good fit for you.

Get an inside look on how fixed index annuities protect your principal and allow you to lock in market gains.

Protect your retirement portfolio from crashing in a bear market with these 3 tips.

Making a significant investment requires the right research. Read about what you should look for beforehand.

By Cathy DeWitt Dunn In our last article, we talked about growth guarantees that help maximize the income value of Fixed Index Annuities (FIA). With income in mind, let’s shift […]

By Cathy DeWitt Dunn So far in our series on retirement annuities, we have discussed many aspects of annuities, especially the fixed index annuity. We have covered the four types […]

By Cathy DeWitt Dunn With people living longer and spending an average of 18 years in retirement, inflation has the potential to wreak havoc on your retirement plans unless precautions […]

By Cathy DeWitt Dunn In our series on retirement annuities, we have previously covered the four types of annuities, fixed index annuity basics, principal protection, and one of the types […]

By Cathy DeWitt Dunn A question we hear quite often is, “How does a fixed index annuity make money?” That’s a great question because there are a lot of options […]

By Cathy DeWitt Dunn In a recent blog, we explained the four different types of annuities where one of those four was the fixed index annuity. Now we’ll take a […]

By Cathy DeWitt Dunn It’s Time…You have done your due diligence and you’re ready to choose a Financial Professional to help you purchase an annuity with some or all the […]

By Cathy DeWitt Dunn Many Americans worry that retirement will bring not leisure, but financial hardship. Unfortunately, their fears are valid. More than 25 million Americans aged 60+ are economically […]

By Cathy DeWitt Dunn Whether it’s on your mind or a far-away concept, retirement is somewhere on the horizon. Even if you plan to work forever or would rather not […]

By Cathy DeWitt Dunn With the constant threat of stock market volatility, more and more people are looking for safety when it comes to a retirement income stream. Annuities can […]

By Cathy DeWitt Dunn Consistent, steady growth in a variety of market environments Since it was established in 2009, the J.P. Morgan MOZAIC Index has delivered a 69% higher return than the S&P […]

By Cathy DeWitt Dunn With fixed index annuities, your money earns interest based on any positive changes to an external index, such as the S&P 500, over a set period […]

By Cathy DeWitt Dunn As millions of American move swiftly into their senior years, their focus turns to their financial condition and how to continue to live out their remaining […]

By Cathy DeWitt Dunn

By Cathy DeWitt Dunn Let’s just get it out in the open. Annuities have a reputation for being the bad boys of the investment world. And, not in a good, […]

By Cathy DeWitt Dunn Planning for retirement can be a confusing and stressful process, from the limitless array of investments available to complex end-of-life decisions. Making the choices that will […]

By Cathy DeWitt Dunn With a seemingly endless parade of insurers offering a never-ending selection of annuities, shopping for income annuities can be a daunting process. Many baby boomers planning […]

By Cathy DeWitt Dunn Choosing the right annuity to help support your retirement income needs can be confusing and a little intimidating especially when so many different kinds of annuities […]

By Cathy DeWitt Dunn Investors closing in on retirement and looking to secure future income would do well to explore deferred income annuities. Indeed many are, as sales of these […]

By Cathy DeWitt Dunn Outliving retirement savings. That’s what many retirees—and those approaching the retirement ranks—cite as their number one fear. Generating reliable streams of retirement income used to be […]

By Cathy DeWitt Dunn Security. Flexibility. Growth. In the world of retirement savings, vehicles with these features can be pure gold. Hybrid annuities feature each of these elements, and may […]

By Cathy DeWitt Dunn It may sound like a trick question, but the answer is simple. An account earning 8% simple interest earns less over time than an account earning […]

By Cathy DeWitt Dunn Frustrated by money sitting around earning next to nothing? Thank goodness there’s now a smarter, short term 5-year option that beats the performance rates of money […]

By Cathy DeWitt Dunn A real estate indexed annuity is a unique product that is tied to the Dow Jones Real Estate Index. The Dow Jones U.S. Real Estate Index […]

By Cathy DeWitt Dunn Longer life expectancy and more years spent in retirement are two realities confronting the baby boom generation—and generations beyond. But longevity can be a mixed blessing. […]

By Cathy DeWitt Dunn The annuity cap can be a bit confusing. Is it annually? Is it monthly? How does it work?

By Cathy DeWitt Dunn “Consumers are practically bombarded with annuity marketing these days. Retirees need to know a retirement income plan is about much more than a flashy interest rate. […]

By Cathy DeWitt Dunn In the past couple of decades, annuities have become more popular with financial advisors and retirees for retirement planning. In many cases, annuities can be a […]

By Cathy DeWitt Dunn If you are thinking about retirement, about to retire, or you’re retired and are concerned about your future finances, let me ask you a question. Suppose […]

By Cathy DeWitt Dunn Immediate annuities are the simplest type of annuities. You give the insurance company a sum of money, the premium, and they give you a payout each […]

By Cathy DeWitt Dunn Let’s clear up misconceptions and make understanding fixed annuities easier. A fixed annuity is a contract between you and an insurance company. You pay the insurance […]

By Cathy DeWitt Dunn Understanding annuities is not difficult once you understand that there are multiple types of annuities. There are essentially four major types of annuities – immediate, fixed, […]

By Cathy DeWitt Dunn In a recent article by Scott Burns titled “Best place for ‘safe money’ may be in CD-like annuities”, a reader had emailed the following question. “My […]

By Cathy DeWitt Dunn There is a mountain of data showing that the best time to sell stocks is in May and to stay out of the stock market for […]

By Cathy DeWitt Dunn With interest rates as low as they have been, buying an annuity now that pays a guaranteed 8% compounded rate of return sounds pretty good…on the […]

By Cathy DeWitt Dunn Find out how a fixed index annuity can solve the 7 biggest retirement fears of the Baby Boomer generation! Safe Money Talk Radio’s fixed index annuity […]

By Cathy DeWitt Dunn Financial advisor, author, motivational speaker and television host Suze Orman shares her dislike of variable annuities in this short video. At AnnuityWatchUSA.com, we agree. Get the […]

Cathy DeWitt Dunn Part 2 in a series where Safe Money Talk Radio annuity experts Cathy DeWitt Dunn and Matt Redding separate fact from fiction and tell you the truth […]

By Cathy DeWitt Dunn Myth. Annuities are very complicated to understand and own. Reality. The concept of a fixed index annuity is very simple. In return for a lump sum […]

By Cathy DeWitt Dunn On our DeWitt & Dunn Financial Services Radio Show, we are often asked “should I buy an annuity?” However, we cannot answer with certainly until we […]

By Cathy DeWitt Dunn The financial world has changed, no question. And, when it comes to annuities, this is a great thing! Insurance companies have listened to what consumers are […]

By Cathy DeWitt Dunn I recently came across a post on a large national newspaper’s blog talking about how investors should focus on generating cash flow during their retirement years. […]

By Cathy DeWitt Dunn Regardless of whether you’re retiring tomorrow or ten years from now, inflation can take a toll on your retirement nest egg. Don’t be part of the […]

By Cathy DeWitt Dunn While some financial advisors may tell you that you’ll probably be spending less money in retirement than what you’re spending now, we don’t believe it. We think this is […]

By Cathy DeWitt Dunn A fixed index annuity is the only asset in the world that provides a contractually guaranteed lifetime income. A bond can’t do this. A Certificate of […]

By Cathy DeWitt Dunn We have all heard stories from our parents or grandparents about forgoing bank accounts and sticking money under the mattress during the economic nightmare that was […]

By Cathy DeWitt Dunn For over 25 years David Letterman’s Top 10 lists have consistently proven to get some good laughs about topics of the day. Now, Cathy and Matt […]

Cathy DeWitt Dunn explains the advantages of a fixed index annuity for the Baby Boomer generation. Free Annuity Educational Videos As baby boomers plan their retirement, they need to begin […]

By Cathy DeWitt Dunn Guaranteed annuity? Not so fast… With interest rates as low as they have been, buying an annuity now that pays a guaranteed 8% compounded rate of […]

By Cathy DeWitt Dunn Annuities come in all shapes and sizes…and “lifetime income” is just part of the story. And, here’s a dirty little annuity secret: there’s a steep price […]

By Cathy DeWitt Dunn When most people hit the magic age of 59 ½, retirement is just a few years away… and it’s time to get serious about putting a […]

By Cathy DeWitt Dunn At Annuity Watch USA, we specialize in helping individuals and families understand various retirement income planning options that can help them create a more secure feature. […]

By Cathy DeWitt Dunn To discuss whether a fixed income annuity may be an appropriate solution, contact us today. Let us do the work of navigating through the many companies and […]

By Cathy DeWitt Dunn A question that we hear quite often around here is, “Is and annuity right for me?” That’s also a question we talk about in great depth […]

By Cathy DeWitt Dunn As with all retirement income planning solutions, there are pros and cons to fixed index annuities. In order to protect yourself, it’s important to know what […]

By Cathy DeWitt Dunn I recently came across a post on a large national newspaper’s blog talking about how investors should focus on generating cash flow during their retirement years. […]

By Cathy DeWitt Dunn The popularity of annuities – especially fixed index annuities – with people planning for retirement is on the rise. Fixed index annuities take the best of what other […]