Nationwide New Heights® Fixed Indexed Annuity

Nationwide New Heights® Fixed Index Annuity

By Cathy DeWitt Dunn

Nationwide New Heights Fixed Indexed AnnuitiesIntroducing Nationwide New Heights® fixed indexed annuity featuring the J.P. Morgan MOZAIC℠ Index – an innovative new annuity product that delivers growth potential in a variety of market environments. One of the most attractive features of the New Heights FIAs is that they are not capped, which sets them apart from most traditional indexed annuities. Renowned fixed annuity expert, Richard Kado, said in a recent interview on The Financial Hour with DeWitt & Dunn Financial Services that, “my starting point in terms of the designs that I prefer are uncapped designs.”

The following video delves into the nuts and bolts of the Nationwide New Heights® fixed indexed annuities. As you watch, just remember, that we are only a phone call away at (972) 473-4700

About Nationwide New Heights® Fixed Indexed Annuity

Twenty years ago, individuals preparing for retirement could rely on traditional fixed interest options like U.S. Treasuries and Corporate Bonds to provide reliable growth and income. As you prepare for retirement today you may not be satisfied with current low interest rates and you may be looking for an alternative.

Growth in a Variety of Market Conditions

J.P. Morgan MOZAIC IndexNationwide New Heights Fixed Index Annuities can help you grow and protect your retirement savings. Nationwide New Heights provides principal protection for the money you’ve worked so hard to earn and a growth opportunity based on the performance of an underlying index, including the J.P. Morgan MOZAIC Index, a new opportunity for growth, designed to provide consistent positive returns in a variety of market environments. With access to 12 global asset classes, the J.P. Morgan MOZAIC Index includes equities and fixed income from the United States, Germany, and Japan, three of the world’s most established markets, and four global commodity asset classes to provide even broader diversification.

These 12 asset classes create the flexibility to adapt to a variety of market conditions. A three-step process rebalances the index each month to generate strong growth opportunities:

  • First, the index evaluates each of the 12 asset classes based on their six month performance.
  • Second, the index selects up to six asset classes with the greatest positive returns over the prior six months.
  • Third, the asset classes are strategically weighted to provide a more stable return. This process repeats each month to take advantage of changing market conditions. This monthly rebalancing process has resulted in consistent stable returns year after year.

From 1999 to 2014 the S&P 500 Price Index has averaged a 3.28% annual return, while the J.P. Morgan MOZAIC Index would have experienced a 5.53% annual return. This equates to a 69% higher return while experiencing 79% less volatility, as shown by the green line steady growth, without any large drops. Looking closer at the year end returns for the J.P. Morgan MOZAIC Index, it would have provided positive returns every year, while the S&P 500 Price Index experienced two bear markets during this 16 year period from 2000 to 2002 and again in 2008. During both bear markets the S&P 500 Price Index suffered severe losses, each of which took years to reach the same level as before the market correction, and the J.P. Morgan MOZAIC Index would have continued to provide positive returns.

Schedule An Appointment

Ask your financial professional how Nationwide New Heights and the J.P. Morgan MOZAIC Index can help you face retirement with confidence.

If you would like to learn more, please call us at +1 (972) 473-4700 or schedule an appointment today.

Disclosure: Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated. A fixed annuity is intended for retirement or other long-term needs. It is intended for a person who has sufficient cash or other liquid assets for living expenses and other unexpected emergencies, such as medical expenses. A fixed or indexed annuity is not a registered security or stock market investment and does not directly participate in any stock or equity investments or index.


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