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Dow Tumbles 4% Over 3 Days – Stormy Weather Ahead

Tuesday, October 14th, 2014 and is filed under Annuity News, Financial Planning Tips, Retirement Income Annuities

You wouldn’t wait to insure your house until after a storm, right? Well, it looks like we’re in for ANOTHER big stock market storm and it’s time to protect your assets now before it’s too late.

Stock Market Tumbles 4 Percent Read More

Millennials’ Aversion to the Stock Market Makes Perfect Sense

Thursday, May 22nd, 2014 and is filed under Retirement Income Annuities, Uncategorized

There’s Nothing Irrational About Millennial Aversion To Stock Market Risk

Millennials are keeping their distance from the stock market, and according to writer John Aziz at The Week, that makes them financial neanderthals. Even the few lucky Millennials with ample cash to throw around are avoiding the equity markets, a move that Aziz calls “totally boneheaded”: Read More

Stock Market at Risk; New Indicators Reveal a Sputtering Economy

Tuesday, May 6th, 2014 and is filed under Uncategorized

Is the stock market going to leave you stranded?Anemic growth barely hovering above zero in the first quarter of 2014 exposed the depths of a lingering and persistently weak U.S. economy. Gross Domestic Product edged up by a scant 0.1 percent, the slackest pace of growth since late 2012.

New Factory Orders gained just 1.1 percent in March, missing expectations of a bounce from a 1.5 percent rise in February. Wages were flat in April compared to March, with the average hourly wage for private sector workers settling at $24.31—a 1.9 percent from April 2013. The average workweek at 34.5 hours was also unchanged from March, though it was up slightly from April 2013. Read More

Where have the stock market bulls run to?

Tuesday, April 22nd, 2014 and is filed under Uncategorized

Bulls on Main Street go into hibernation

Wall Street Bulls on the RunBulls are a fast-disappearing species on Main Street. Spooked by the big sell-off two weeks ago in high-octane momentum stocks, the percentage of individual investors that say they are bullish is at the lowest level in a year.

Proving once again that Main Street is still wary of the U.S. stock market after the 2007-09 meltdown, only 27.2% of the members polled by the American Association of Individual Investors said they were “bullish” on the stock market as of last Thursday. That marks the lowest reading since April 18, 2013, when just 26.9% said they were bullish. Read More

Is stock market risk right for your retirement plans?

Wednesday, July 10th, 2013 and is filed under Retirement Income Annuities, Uncategorized, Videos

If you are like most people, you probably have a substantial part of the money you are going to rely on in retirement at risk in the stock and bond markets. Maybe because you think you have to play the market to keep up with inflation, or maybe because you simply haven’t been told there is another way. Or maybe because you don’t know your strategy is likely to fail.

We invite you to learn more. Read More

Fees, Fees, Everywhere a Fee – How much does your brokerage account really cost?

Thursday, June 13th, 2013 and is filed under Retirement Income Annuities, Uncategorized

Brokerage fees stealing your wallet?How Much is Your Wall Street Brokerage Account Costing You? Calculating the Real Cost of Fees

When it comes to investing, you cannot control stock market ups and downs, and you can’t control what fees brokerage firms charge you.

But, you can control where you invest your funds. Not all Wall Street firms are created equal––and you can rest assured that many charge fees designed to nickel-and-dime you to death. If you voice your concerns over fees, they may claim the fees are necessary to provide you with better service, but that isn’t necessarily the case––many brokerages charge very affordable fees while providing quality service. There is also an alternative to brokerage accounts that provides relief from fees, while also helping your nest egg grow…but more about that later. Read More

The Stock Market Roller Coaster

Tuesday, June 4th, 2013 and is filed under Retirement Income Annuities, Uncategorized

The Stock Market Roller CoasterDo you remember those roller coaster rides when you were a kid? I sure do. I could hardly sleep the night before because of the anticipation. When we finally made it through the gate of the amusement park, I almost dragged mom and dad straight to the roller coaster.

I can still hear the distinct sound of the clack, clack, clack, as the chains pulled the cars up to the very tip top of the tracks. My heart was pounding in my chest as we reached the top and I would throw my hands in the air and scream to the top of my lungs as we took the exhilarating plunge to the bottom.

Those were some of the fondest memories of my childhood. When I think of roller coasters, I think of fun, I think of thrills. But when I think of the stock market roller coaster, I don’t have quite the same outlook. Read More

Sell stocks in May, then what?

Tuesday, May 21st, 2013 and is filed under Retirement Income Annuities, Uncategorized

by Cathy DeWitt Dunn –

There is a mountain of data showing that the best time to sell stocks is in May and to stay out of the stock market for the following six months. Data shows that the S&P November-April period outperforms the May-October in the past 10, 20, and 50 year periods by over five percentage points on average. Read More

Is a big stock market correction coming? Notice any patterns?

Thursday, May 2nd, 2013 and is filed under Annuity News, Retirement Income Annuities, Uncategorized

The stock market has recently reached an all-time high, and many people are looking at their brokerage accounts and celebrating. However, I wouldn’t pop the corks on those champagne bottles just yet. There’s a chance that this bubble is about to burst with a big stock market correction coming soon.

A fifteen-year look back at the S&P 500 might shed a little light on why many financial professionals believe a correction is coming and soon.

Stock Market Correction Coming Soon?

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Inflation-Protected Income Analysis

Monday, April 22nd, 2013 and is filed under Retirement Income Annuities, Uncategorized

The Fed says not to worry about inflation but … The Fed doesn’t live on fixed income

With the market booming…then dropping mid-April 2013…there has been plenty to talk about regarding how best to take advantage of market highs while protecting against market lows. However, with so many fixated on market performance, fears about inflation have seemingly dropped off the “let’s all worry about this” radar. Read More