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Fixed Index Annuities are the new Bond Alternative

Friday, August 30th, 2013 and is filed under Retirement Income Annuities, Uncategorized

When you purchase a bond, you are lending money to an issuer that is usually a government, municipality, corporation, or federal agency. In return for that money, the issuer promises to pay a specified rate of interest periodically during the life of the bond and to repay the face value of the bond when it comes due. Bond maturities can be short term (0-5 years), medium term (5-12 years), or long term (greater than 12 years). Read More

Is stock market risk right for your retirement plans?

Wednesday, July 10th, 2013 and is filed under Retirement Income Annuities, Uncategorized, Videos

If you are like most people, you probably have a substantial part of the money you are going to rely on in retirement at risk in the stock and bond markets. Maybe because you think you have to play the market to keep up with inflation, or maybe because you simply haven’t been told there is another way. Or maybe because you don’t know your strategy is likely to fail.

We invite you to learn more. Read More

Safe Money and Annuities

Thursday, June 27th, 2013 and is filed under Retirement Income Annuities, Uncategorized

In a recent article by Scott Burns titled “Best place for ‘safe money’ may be in CD-like annuities“, a reader had emailed the following question.

“My wife and I are in our late 50s, so we certainly do not want to be 100 percent in stock funds. Our 401(k)s do not allow us to purchase individual bonds that we can hold to maturity, and the money market option pays next to nothing. What is a person to do?” Read More