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Our 7 Point Retirement Planning Checklist Has You Covered

Friday, June 16th, 2017 and is filed under Annuity News, Financial Planning Tips, Retirement Income Annuities, Videos

Do you have a retirement planning checklist that is up-to-date? Unfortunately, most people don’t, and what’s worse, they don’t even have a retirement plan in the first place. Here is our 7-point retirement planning checklist: Read More

Retirement Confidence Down in 2016

Thursday, April 7th, 2016 and is filed under Annuity News

Retirement Confidence Under ConstructionRetirement planning is a tricky thing. With so many moving pieces and parts, there’s no one solution that works for everyone. As such, many American adults are not fully confident in their financial security throughout retirement, creating a serious life stressor for millions of workers across the country. Read More

Power-Up Annuities for Steady Retirement Cash Flow

Monday, October 6th, 2014 and is filed under Annuity News, Retirement Income Annuities, Uncategorized

Annuities for Retirement Cash FlowOutliving retirement savings. That’s what many retirees—and those approaching the retirement ranks—cite as their number one fear. Generating reliable streams of retirement income used to be a straightforward process, one with little deviation. Investors would assemble a balanced portfolio of stocks and bonds (in the tried and true 60/40 stock-bond ratio) and withdraw four percent per year. These withdrawals would supplement income streams from social security, pensions, part time employment, and other investments such as rental property.

But that doesn’t work anymore. Read More

What You Don’t Know About Equity Indexed Annuities Could Hurt You

Monday, April 28th, 2014 and is filed under Retirement Income Annuities, Uncategorized

In the past couple of decades, annuities have become more popular with financial advisors and retirees for retirement planning. In many cases, annuities can be a valued part of a well-diversified portfolio. However, there are also many characteristics of annuities that can make them undesirable or even hurtful in retirement planning. Annuities have evolved from simple pension replacement plans and CD alternative types of investments to include complicated investment vehicles that many advisors claim to deliver gains regardless of market performance. Often, it’s the claim of market returns without risk of loss that draws the prospective investor in for a closer look. Read More

Annuity vs. 401k – Income as the Outcome

Tuesday, February 25th, 2014 and is filed under Annuity News, Retirement Income Annuities, Uncategorized

Annuity vs 401kRelying on a 401(k) as a main source of retirement income is sort of like buying a Smart Car to pull your boat. When planning for retirement, just like in practical everyday life, success depends on choosing the right vehicle for the job.

So what makes the 401(k) the wrong vehicle for producing income? Simply put, 401(k) plans were created to be supplemental savings vehicles, not income generators. Let’s look at the annuity vs 401k plan as a retirement income stream and see who comes out on top. Read More