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3 Income Annuity Questions That Matter Most

Monday, February 9th, 2015 and is filed under Annuity News, Retirement Income Annuities

Income Annuity QuestionsWith a seemingly endless parade of insurers offering a never-ending selection of annuities, shopping for income annuities can be a daunting process. Many baby boomers planning for retirement become overwhelmed and succumb to pressure to buy an annuity that pays less than a competitive amount. Potentially leaving money on the table leaves retirees with feelings of apprehension, which is the exact opposite of why most people buy annuities––for the peace-of-mind they can offer.

There is no reason a retiree should ever find themselves in this position. By asking three straightforward questions, annuity purchasers may assure themselves that they are getting the best deal possible. Read More

Should I buy an income annuity?

Monday, October 20th, 2014 and is filed under Uncategorized

Should I buy an income annuity?Investors closing in on retirement and looking to secure future income would do well to explore deferred income annuities. Indeed many are, as sales of these products are accelerating.

On track to top $3 billion in 2014, sales of deferred income annuities totaled just $1 billion in 2012, according to LIMRA, an insurance and financial services association that provides marketing and research services. With a deferred income annuity, investors either pay periodic premiums, or pay their premium in one lump sum, to generate a guaranteed lifetime income stream in the latter years of retirement. Firms offering these annuities typically pay investors interest, which adjusts as rates fluctuate. Read More