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Taking the Hybrid Annuity Road

Friday, September 26th, 2014 and is filed under Annuity News, Retirement Income Annuities

Hybrid AnnuitySecurity. Flexibility. Growth. In the world of retirement savings, vehicles with these features can be pure gold. Hybrid annuities feature each of these elements, and may be the antidote to retirement anxieties stirred by the current economic environment.

Retirement Worries Run Rampant
Every day, tens of thousands of baby boomers are hitting birthdays marking their 60th to 65th years. At the same time, just 47 percent of the gainfully employed are confident they will have sufficient money saved to provide income 25 years into retirement. The overriding fear among future retirees is that their savings just won’t be enough to generate the income necessary to comfortably sustain them through retirement. Read More

Can a 7% Annuity Outperform an 8% Annuity?

Thursday, September 18th, 2014 and is filed under Annuity News, Retirement Income Annuities

Albert Einstein on Compound InterestIt may sound like a trick question, but the answer is simple.

An account earning 8% simple interest earns less over time than an account earning 7% compound interest. A popular hybrid annuity advertises an 8% minimum guaranteed simple interest rate, but the savvy consumer will recognize the better value lies in another strategy with a 7% compounded minimum interest rate. Read More