Thursday, September 28th, 2017 and is filed under Annuity News, Financial Planning Tips, Retirement Income Annuities
As you explore your retirement options, you’ll likely encounter more than a few investment strategies.
Whether you’re close to retirement age or years away from it, making smart decisions at the onset is critical to reaping the most reward when that time comes.
Yet, with so many choices and so much jargon surrounding the industry, it can be difficult to determine exactly which path is the best one for you. From different types of annuities to IRAs and 401(k)s, there’s no shortage of places to put your money — if you can discern which place is best.
That might be why, according to a new survey, Americans revealed they’re less confident about their retirement earnings today than they were just one year ago.
One way to boost that assurance? Learn as much as you can about the choices you’re presented.
So let’s start simple. Read More
Thursday, May 18th, 2017 and is filed under Annuity News, Financial Planning Tips, Retirement Income Annuities
So far in our series on retirement annuities, we have discussed many aspects of annuities, especially the fixed index annuity. We have covered the four types of annuities, fixed index annuity basics, principal protection, and multiple annuity crediting methods including point to point, monthly sum, and monthly average. Next, in our series, we will discuss annuity growth rate guarantees.
Over the past several years we have seen the stock market go pretty much all over the map…everywhere from 50% downturns to record highs…and everywhere in between. And who knows where it’s going to go next?! Read More
Thursday, May 8th, 2014 and is filed under Retirement Income Annuities, Uncategorized
“Consumers are practically bombarded with annuity marketing these days. Retirees need to know a retirement income plan is about much more than a flashy interest rate. Get the facts, and work with an expert who truly understands the nuances of different annuity plans and which plan best fits your retirement income goals.” – Cathy DeWitt Dunn, the Annuity Expert
With about 200,000 Americans retiring each month, and that number increasing as baby boomers age, it’s no wonder annuity advertising has increased sharply in the last few years. Most of that advertising highlights attractive guaranteed interest rates and lifetime income. Though it isn’t usually disclosed in ads, these features come packaged in income riders. In order to understand the real value of these products, you first have to understand the two types of income riders. Read More
Tuesday, May 21st, 2013 and is filed under Retirement Income Annuities, Uncategorized
by Cathy DeWitt Dunn –
There is a mountain of data showing that the best time to sell stocks is in May and to stay out of the stock market for the following six months. Data shows that the S&P November-April period outperforms the May-October in the past 10, 20, and 50 year periods by over five percentage points on average. Read More
Wednesday, May 1st, 2013 and is filed under Retirement Income Annuities, Uncategorized
In these uncertain economic times, I am here to keep you up to date with the latest and best information on retirement income planning.
Technology enables us to reach a lot of people, but nothing takes the place of meeting our subscribers and listeners in person. That is why we have decided to launch a series of live workshops in the DFW area.
We invite you to attend our free workshop,
“MYTHBUSTERS: Annuity Edition” Read More
Friday, April 19th, 2013 and is filed under Retirement Income Annuities, Uncategorized
New Allianz Life Survey Finds Boomers Ages 55-65 Prefer Protection over Returns, but only One Quarter Currently Own Annuities
MINNEAPOLIS–( )–Despite the market’s recent strength, Transition Boomers, those ages 55 to 65 closing in on retirement, resoundingly said they would protect their retirement savings with a guaranteed return rather than chancing a loss in the market, according to the 2013 Transition Boomers and Retirement Income survey* from Allianz Life Insurance Company of North America (Allianz Life®). Read More
Thursday, March 21st, 2013 and is filed under Retirement Income Annuities, Uncategorized, Videos
In this video, Safe Money Talk Radio and AnnuityWatchUSA.com’s Matt Redding explains Wall Street versus Main Street as it pertains to the stock market versus fixed index annuities.
Matt talks about the roller coaster ride of the stock market over the last ten to twelve years and because of the two approximately 50% declines in the market shows how stockholders have little to show for their investments. Read More
Monday, March 11th, 2013 and is filed under Retirement Income Annuities, Uncategorized
Conventional wisdom says it’s safe to rely on income drawn from your brokerage account during retirement. Most Advisors will tell you that you can safely withdraw 4% per year and never run out of money. In fact, the “4% Rule” as it is called, has been the standard in retirement income planning for decades. The problem is that in today’s financial world, the rules have changed. Read More
Wednesday, February 13th, 2013 and is filed under Retirement Income Annuities, Uncategorized, Videos
With interest rates as low as they have been, buying an annuity now that pays a guaranteed 8% compounded rate of return sounds pretty good…on the surface. If you are looking for a guaranteed, static annual income –– that will never grow over time –– one of these plans may be right for you. But, maybe not. Read More