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Can a 7% Annuity Outperform an 8% Annuity?

Thursday, September 18th, 2014 and is filed under Annuity News, Retirement Income Annuities

Albert Einstein on Compound InterestIt may sound like a trick question, but the answer is simple.

An account earning 8% simple interest earns less over time than an account earning 7% compound interest. A popular hybrid annuity advertises an 8% minimum guaranteed simple interest rate, but the savvy consumer will recognize the better value lies in another strategy with a 7% compounded minimum interest rate. Read More

5-Year Fixed Annuity at 3.35 Percent

Wednesday, September 17th, 2014 and is filed under Annuity News, Retirement Income Annuities, Uncategorized

Frustrated by money sitting around earning next to nothing? Thank goodness there’s now a smarter, short term 5-year option that beats the performance rates of money markets, CDs, and more!

Earn better returns: 3.35% versus ~1% from a CD

Unlock the interest. Unlike a CD, you can take the interest to live on without penalty. Choose either monthly or annual distributions after the 1st year. Read More