Monday, January 12th, 2015 and is filed under Annuity News, Retirement Income Annuities
Annuities are more popular than ever and it’s fixed index annuities that are leading the pack.
Dynamic growth propelled the annuity industry in 2014, according to Annuity News, with fixed index annuities (FIAs) emerging as the number one retirement savings vehicle for thousands of soon-to-be retired folk. Showing no signs of slowing in 2015, FIAs are expected to benefit from several trends, which are creating an optimistic landscape for annuity purchases dominated mostly by baby boomers and, believe or not, GenXers. Read More
Saturday, October 11th, 2014 and is filed under Annuity News, Retirement Income Annuities
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Tuesday, January 14th, 2014 and is filed under Retirement Income Annuities, Uncategorized
The popularity of annuities – especially fixed index annuities – with people planning for retirement is on the rise. Americans are living longer and longer, so guaranteed lifetime income is essential to the success of any retirement plan. Since the vast majority of employers have eliminated pensions, understanding the benefits of fixed index annuities is more important now than ever before.
It is estimated that only about 20% of American workers currently have a pension plan. Most employers, if they still offer any kind of plan, have shifted to defined contribution plans, such as 401ks. Why? Transfer of risk. Read More