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Annuity Watch USA Awarded Top 100 Retirement Blogs

Monday, February 13th, 2017 and is filed under Annuity News, Uncategorized

Last week Feedspot announced their Top 100 Retirement Blogs List winners, and Annuity Watch USA made the list!

Annuity Watch USA placed number 65 on the list of the Top 100 Retirement Blogs in the world. Read More

The Top 7 Retirement Planning Ages & Why

Thursday, February 2nd, 2017 and is filed under Financial Planning Tips, Uncategorized

Retirement Planning Birthdays You Don't Want to MissWhen planning for retirement, there are ages, or birthdays, that matter more than others and can make or break your portfolio. This is because of IRS rules and penalties like contribution limits, early withdrawal penalties, and eligibility ages, just to name a few of the items among the cumbersome and extensive Title 26 of the United States Code, commonly known as the Tax Code.

The retirement planning ages that you really need to be aware of are 50, 59-1/2, 62 + one month, 65, 66 or 67, 70, and 70-1/2. If you incorporate these ages into your retirement plans, it could substantially help increase your nest egg as well as your retirement income in your golden years. Read More

2017 IRA Changes – What You Need to Know

Tuesday, January 10th, 2017 and is filed under Financial Planning Tips, Uncategorized

2017 IRA Changes and What They Mean for Your Retirement AccountEach new year brings change and 2017 is no different when it comes to keeping up with your retirement savings accounts. Here is what you need to know when it comes to 2017 IRA changes.

IRA Charitable Contributions

After age 70 ½, withdrawals from traditional IRAs are required and income tax may be due on each distribution. However, if you’re age 70 ½ and donate all or part of your distribution ($100,000 max) directly to a qualified charity you won’t owe tax on that transaction. Introduced as a temporary measure in 2006, this ruling was made permanent by an appropriations bill in December 2015. Read More

Pocket More Money in 2017 – KDAF Interview

Wednesday, January 4th, 2017 and is filed under Financial Planning Tips, Uncategorized, Videos

In this KDAF interview, Cathy DeWitt Dunn and Neeha Curtis discuss how to pocket more money in 2017.

Read More

The 401k Confiscation Conspiracy Theory

Monday, January 2nd, 2017 and is filed under Uncategorized

Is the federal U.S. government 401k confiscation an actual plan or is it just merely another conspiracy theory? The truth may worry you.Is the federal U.S. government 401k confiscation an actual plan or is it just merely another conspiracy theory? There have been rumors circulating for years that a government takeover of retirement assets was indeed in the works, but are there supporting facts to back up these rumors?

In a criminal investigation, one of the key elements of that investigation is to determine a motive. In this case, does the federal government have a motive to confiscate the retirement assets of Americans? One simple look at the numbers and a motive is easy to surmise. The U.S. Federal Government is over $19 trillion in debt. Americans have over $24 trillion in retirement assets. The short answer is yes – money is the motive. Read More

Buying an Annuity: A How-To Guide

Monday, December 19th, 2016 and is filed under Annuity News, Financial Planning Tips, Retirement Income Annuities, Uncategorized

The Process of Buying an AnnuityIf you are retired or planning for retirement, you may have learned that transferring the burden of generating lifetime income and managing market risk to an insurance company makes a lot of sense. Peace of mind and guaranteed retirement income come through the purchase of an annuity.

But which type of annuity is right for you? Which company should you trust your hard-earned retirement money to? Who has the highest returns with the best income payouts? Where do you even start? Read More

What does the Fed rate hike mean for Americans?

Friday, December 16th, 2016 and is filed under Uncategorized

On Wednesday the Federal Reserve increased its key interest rate by 0.25%, marking the first interest rate increase since June of 2006. According to financial professional Cathy DeWitt Dunn, the Fed is likely to increase rates even further in the coming year. Read More

The Government 401k Takeover Possibility

Monday, December 12th, 2016 and is filed under Uncategorized

The Government 401k Takeover PossibilityIs a federal government 401k takeover a real possibility? One look at the numbers shows that such a play is tempting indeed. The U.S. Federal Government is over $19 trillion in debt. The total U.S. retirement assets in the first quarter of 2016 reached an astonishing $24.1 trillion, enough to pay off the entire national debt with change left over. So a better question would be, “why wouldn’t the federal government consider a 401k takeover?”

There are plenty of examples of the federal government trying to get into the retirement planning business. Let’s examine a few of those efforts. Read More

Why is the stock market so high?

Thursday, December 8th, 2016 and is filed under Uncategorized

Why is the stock market so high?The stock market has been riding high as of late, but now may not be the best time to celebrate. There are numerous factors contributing to the stock market highs, so we’ll take a look at a few of them and answer the question, “why is the stock market so high?”

First, we can thank the bond market for the continued rise in the stock market. Bond yields are incredibly low. As of August 1st of 2016, daily treasury yield curve rates were 0.20% for a one-month note, 0.50% for a 1-year note, and 1.06% for a five-year note. What these low rates do is make stock dividends look more appealing. The average dividend for the S&P 500 stock index is around 2.1% which is almost double the percentage on a five-year treasury note. Therefore, investors are fleeing bonds and flocking to stocks as they seek higher returns. Read More

As the World Turns: Investment Advice for Women at Every Stage of Life

Thursday, November 17th, 2016 and is filed under Financial Planning Tips, Uncategorized

As the World Turns: Investment Advice for Women at Various Stages in LifeWomen lead enriched and diverse lifestyles these days, and funding those lifestyles can be challenging. Various options are offered to defer earnings and build wealth to see a woman through the many stages of her life. Consulting with financial experts is helpful, but there are some basic steps every woman should take to build her personal financial portfolio. Read More